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The New India Assurance Mediclaim Policy, offered by New India Assurance Health Insurance Company, is a health plan that covers you and your family against hospitalization expenses. This plan includes up to 6 family members (self, spouse, parents, and children) aged between 18 and 65 years. The policy is valid for one year from its start date.
Sum insured options range from Rs. 1 lakh to Rs. 15 lakhs (1, 2, 3, 4, 5, 8, 10, 12, and 15 lakhs). Other sum insured options (4, 6, 7 lakh bands) are available only for renewals. Insured persons will be covered under a single dedicated Sum Insured.
New India Mediclaim offers a multitude of benefits, including AYUSH treatment, New Born Baby Cover, and organ transplant expenses.
| PLAN DETAILS |
Mediclaim Policy |
Super Star Plan |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
3000 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | 18 Year to no age limit | Individual 18 years to No limit, Floater 91 days to 25 years |
| Plan Premium Entry Age and S/A | 5,691 | 7896 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Individual and family cover |
| Plan Sample Premium | 5,691 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | 1, 2, 3, 4, 5 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Not Covered | Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 90.73 | 99.06 |
| Solvency Ratio | 1.91 | 2.21 |
|
New India Health Insurance Star Health Super Star Insurance REVIEW | Star Health Insurance | Star Super Star Plan |
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