Reliance Health Super Top Up Insurance vs Tata Aig Secured Future Plan Health Insurance Plan 2026 | PolicyX

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A backup for your medical emergencies.

Reliance Health Super Top-up Insurance acts as an essential addition to your basic health insurance. If you feel your existing health insurance policy isn't sufficient to cover your healthcare expenses, this super top-up policy can provide enhanced financial security. Reliance Health's Super Top-up Insurance includes multiple coverage options such as inpatient care (including ICU charges), diagnostic tests, pre and post-hospitalisation expenses, modern treatments like robotic surgeries and stem cell therapy, and road ambulance services.

This policy comes with two plan options—Plan A and Plan B—each offering several features to cater to your healthcare needs:

  • Waiver of deductible for accidental claims
  • Renewal benefits:
    • Waiver of premium on first diagnosis of critical illness
    • Cumulative bonus
    • Health check-up
    • Deductible buy-back (Optional benefit)
  • Global cover: Worldwide emergency cover

The features and benefits extend beyond these. Read more about the specifications, benefits, eligibility criteria, exclusions, and other details in the further sections of this page.

PLAN DETAILS

Reliance Health Super Top Up Insurance

Tata Aig Secured Future Plan

Product Type Top Up and Super Top Up Accident Health Insurance
Key Features
(Key features of the plan)
  • Worldwide emergency cover
  • Maternity expenses
  • Air ambulance cover
  • Accidental death cover
  • Financial protection benefit
  • PTD & dismemberment cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
9100 11000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered -
Plan Entry Age 18 – 65 Years 18 to 70 Years
Plan Premium Entry Age and S/A NA 1700
Plan Waiting Period 30 N/A
Plan Coverage - -
Plan Sample Premium NA N/A
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1 Year
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Not Covered -
Automatic Restoration Not Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Covered -
Global Coverage Covered -
Claim Ratio 87.50 -
Solvency Ratio 2.35 1.81

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