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Reliance Health Super Top Up Insurance
NA
VS
Star Super Surplus
A backup for your medical emergencies.
Reliance Health Super Top-up insurance acts like a cherry on the cake. In case you feel your basic health insurance policy isn't enough to cover your healthcare expenses, this super top-up policy can work wonders for you. Reliance Health's super top-up insurance has multiple coverage options such as inpatient care including ICU charges cover, diagnostic tests, pre and post-hospitalisation expenses, modern treatments like robotic surgeries, stem cell therapy, road ambulance services and more.
This policy comes with two plan options- Plan A and Plan B under which there are several options to cater to your healthcare needs. These are:
The features and benefits are not over yet! Reliance Health's super top-up health insurance offers more than all of these benefits. Read more about its specifications, benefits, eligibility criteria, exclusions, etc in further sections of this page.
| PLAN DETAILS |
Reliance Health Super Top Up Insurance |
Star Super Surplus |
| Premium Including GST | ||
| Product Type | Top Up and Super Top Up | Top Up and Super Top Up |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
9100 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Applicable |
| Plan Entry Age | 18 – 65 Years | 18 to 65 years |
| Plan Premium Entry Age and S/A | NA | 1225 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | NA | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1 / 2 / 3 year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Not Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 87.50 | 99.06 |
| Solvency Ratio | 2.35 | 2.21 |
|
Star Health Insurance Plan Detailed Review |
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