Buy Policy in 2 mins
With expert guidance
2 lakh+ Customers
Real-time Reviews
Free Comparison
Easy & Efficient
Google Ratings (2500+)
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
Corona Kavach is a floater health insurance plan designed to cover hospitalization expenses related to COVID-19. It is available for individuals and families. Under the Zuno Corona Kavach policy, you can cover your spouse, dependent children, and parents or parents-in-law. The COVID-19 health plan will cover hospitalization expenses for 3.5, 6.5, or 9.5 months. The age criteria for the Zuno Corona Kavach Health policy is 18 to 65 years. The sum insured available is between INR 50,000 to 5 Lakhs.
The Zuno Corona Kavach health policy can be combined with the Hospital Daily Cash add-on offered by Zuno Health Insurance. This add-on provides 0.5% of your Sum Insured daily for every 24 hours of continuous hospitalization, for a maximum of 15 days.
| PLAN DETAILS |
Zuno Corona Kavach |
Star Group Health Insurance |
| Product Type | Individual and Family Health Insurance | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Available | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Available | Not Covered |
| Plan Entry Age | 18 to 65 years | Any age can enter this policy |
| Plan Premium Entry Age and S/A | 800 | NA |
| Plan Waiting Period | 30 | Coverage from day 1 |
| Plan Coverage | COVID-19 hospitalization cover, home treatment cover, pre and post hospitalization expenses, AYUSH treatment cover | Group Health |
| Plan Sample Premium | 800 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 3.5/6.5/9.5 Months | 1 Year |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Not Covered | Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 98.54 | 99.06 |
| Solvency Ratio | 1.97 | 2.21 |
ChatGPT
Claude
Perplexity