Star Young Star Extra Protect Plan vs Bajaj Criti Care Illness Plan Health Insurance Plan 2026 | PolicyX

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The Young Star Extra Protect add-on cover policy is designed to enhance the benefits of your existing Young Star insurance policy. It extends the limit of your treatment expenses, as specified in the prospectus's cover section. This policy offers additional benefits, provided your Young Star health insurance policy has a Sum Insured value of ₹10 Lakhs and above, as the Extra Protect on Young Star policy is not applicable or valid below this limit.

AYUSH treatment cover (excluding Yoga and Naturopathy), home care treatment, claim and bonus guard, room rent limit enhancer, and modern treatment benefits are the key features of this plan.

Read on to understand the eligibility criteria, benefits, coverage specifications, and claim process of the Young Star Extra Protect add-on cover.

PLAN DETAILS

Star Young Star Extra Protect Plan

Bajaj Criti Care Illness Plan

Product Type Individual and Family Health Insurance Individual
Key Features
(Key features of the plan)
  • Base policy cover enhancer
  • Claim guard facility
  • AYUSH Coverage
  • 43 CI Cover
  • All-Stage Cancer Cover
  • Physiotherapy Care
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Not Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Not Covered Not Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Not Covered Not Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
14000 18400
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Not Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Applicable Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Applicable Not Covered
Plan Entry Age 91 days - 40 years 18 to 65 Years
Plan Premium Entry Age and S/A N/A 3284
Plan Waiting Period 30 80/120 Days
Plan Coverage - Cancer treatment (early & advanced stages), Heart-related illnesses (heart attack, CABG), Kidney failure & transplant, Stroke and major neurological disorders, Lump sum payout on diagnosis
Plan Sample Premium - 1280
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 years 1/ 2/ 3 Years
ICU Charges Not Covered Not Covered
Covid-19 Treatment Not Covered Covered
Cataract Not Covered Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Covered Not Covered
Modern Treatment Covered Not Covered
E Consultation Not Covered Not Covered
Air Ambulance Not Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 99.06 99.23
Solvency Ratio 2.21 3.25

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