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The Young Star Extra Protect add-on cover policy is designed to enhance the benefits of your existing Young Star insurance policy. It extends the limit of your treatment expenses, as specified in the prospectus's cover section. This policy offers additional benefits, provided your Young Star health insurance policy has a Sum Insured value of ₹10 Lakhs and above, as the Extra Protect on Young Star policy is not applicable or valid below this limit.
AYUSH treatment cover (excluding Yoga and Naturopathy), home care treatment, claim and bonus guard, room rent limit enhancer, and modern treatment benefits are the key features of this plan.
Read on to understand the eligibility criteria, benefits, coverage specifications, and claim process of the Young Star Extra Protect add-on cover.
| PLAN DETAILS |
Star Young Star Extra Protect Plan |
Sbi Hospital Daily Cash Insurance Policy |
| Product Type | Individual and Family Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Not Covered | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
Not Covered | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | - |
| Hospital_network (Number of Hospital Network in city) |
14000 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Applicable | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Applicable | - |
| Plan Entry Age | 91 days - 40 years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | N/A | 335 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | - | 335 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 years | 30/60 Days |
| ICU Charges | Not Covered | - |
| Covid-19 Treatment | Not Covered | - |
| Cataract | Not Covered | - |
| Automatic Restoration | Not Covered | - |
| Ayush Treatment | Covered | - |
| Modern Treatment | Covered | - |
| E Consultation | Not Covered | - |
| Air Ambulance | Not Covered | - |
| Global Coverage | Not Covered | - |
| Claim Ratio | 99.06 | - |
| Solvency Ratio | 2.21 | 2.03 |
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