Star Senior Citizens Red Carpet Plan vs Family Floater Mediclaim Policy Health Insurance Plan 2026 | PolicyX

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A comprehensive plan to secure your old age from medical expenses.

Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcare needs of people above 60. The plan offers numerous benefits such as coverage for modern treatments, in-patient hospitalization, and day care procedures. Available on an individual and family floater basis, Star Health Insurance for Senior Citizens comes with a lifetime renewability option, providing lifelong support for medical expenses.

PLAN DETAILS

Star Senior Citizens Red Carpet Plan

Family Floater Mediclaim Policy

Product Type Senior Citizen Health Insurance Family
Key Features
(Key features of the plan)
  • Guaranteed lifetime renewal
  • No pre-medical check-up required
  • Coverage up to 25L for individuals & families
  • Optional Cover Benefits
  • Crit-Care Available
  • Avail Family Discounts
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
14000 3000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable Covered
Plan Entry Age 60 to 75 years 18 to 65 Years
Plan Premium Entry Age and S/A 29535 2,636
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium - 2,636
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1,2,3 Years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Not Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 99.06 90.73
Solvency Ratio 2.21 1.91
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