Star Senior Citizens Red Carpet Plan vs Silver Health Plan Health Insurance Plan 2026 | PolicyX

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A comprehensive plan to secure your old age from medical expenses.

Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcare needs of people above 60. The plan offers numerous benefits such as coverage for modern treatments, in-patient hospitalization, and day care procedures. Available on an individual and family floater basis, Star Health Insurance for Senior Citizens comes with a lifetime renewability option, providing lifelong support for medical expenses.

PLAN DETAILS

Star Senior Citizens Red Carpet Plan

Silver Health Plan

Product Type Senior Citizen Health Insurance Senior Citizen Health Insurance
Key Features
(Key features of the plan)
  • Guaranteed lifetime renewal
  • No pre-medical check-up required
  • Coverage up to 25L for individuals & families
  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
14000 18400
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Not Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable Applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable Applicable
Plan Entry Age 60 to 75 years 46 to 80 Years
Plan Premium Entry Age and S/A 29535 18709
Plan Waiting Period 30 30 Days
Plan Coverage - In-patient hospitalisation, Pre and post-hospitalisation, Daycare procedures, Domiciliary treatment, AYUSH treatment coverage
Plan Sample Premium - 18709
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1 | 2 | 3 Years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Covered Not Covered
Modern Treatment Covered Covered
E Consultation Not Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 99.06 99.23
Solvency Ratio 2.21 3.25
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Star Health Senior Citizen Red Carpet Plan

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