Niva Bupa Reassure Plan vs Silver Health Plan Health Insurance Plan 2026 | PolicyX

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A plan that keeps giving you more.

Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It provides comprehensive coverage up to ₹1 Crore. It covers ambulance charges (both air and road), ensuring you don't have to worry about transportation during emergencies. You can add up to 6 members to this plan. This plan offers a host of benefits with unlimited restoration, meaning that whenever you are hospitalised and some part of your sum insured is used, the plan will restore the full cover amount.

Explore the key features of the Niva Bupa ReAssure Plan below.

PLAN DETAILS

Niva Bupa Reassure Plan

Silver Health Plan

Product Type Individual and Family Health Insurance Senior Citizen Health Insurance
Key Features
(Key features of the plan)
  • Coverage for Modern Treatments
  • Live Healthy Benefit
  • Get Personal Accident Coverage
  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
10000 18400
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Not Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable Applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Applicable Applicable
Plan Entry Age 18 years 46 to 80 Years
Plan Premium Entry Age and S/A 10038 18709
Plan Waiting Period 30 30 Days
Plan Coverage - In-patient hospitalisation, Pre and post-hospitalisation, Daycare procedures, Domiciliary treatment, AYUSH treatment coverage
Plan Sample Premium 10038 18709
Plan Brochure Brochure URL Brochure URL
Policy Term 1 | 2 | 3 Years 1 | 2 | 3 Years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Not Covered
Modern Treatment Covered Covered
E Consultation Not Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 94.4 99.23
Solvency Ratio 3.03 3.25
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Niva Bupa Health Insurance Plan Detailed Review

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