Buy Policy in 2 mins
With expert guidance
2 lakh+ Customers
Real-time Reviews
Free Comparison
Easy & Efficient
Google Ratings (2500+)
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
The Bank Saathi Policy of Oriental Insurance is a group health insurance plan designed to provide indemnity to insured individuals and their family members. It covers various medical care expenses like:
The plan is available to individuals until age 70. Insured individuals can cover up to 3 dependent children between 91 days and 18 years. However, male children can be covered up to the age of 26 years. There are two plan variants under the Oriental Insurance Bank Saathi Policy: Plan A offers a sum insured of INR 2 to 5 lakhs, and Plan B offers a sum insured of INR 6 to 25 lakhs.
| PLAN DETAILS |
Oriental Saathi Policy |
_converted3374-1774258708.png)
Silver Health Plan |
| Product Type | Group Health Insurance | Senior Citizen Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
4000 | 18400 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Applicable |
| Plan Entry Age | 18 to 70 Years | 46 to 80 Years |
| Plan Premium Entry Age and S/A | 6,530 | 18709 |
| Plan Waiting Period | 30 | 30 Days |
| Plan Coverage | - | In-patient hospitalisation, Pre and post-hospitalisation, Daycare procedures, Domiciliary treatment, AYUSH treatment coverage |
| Plan Sample Premium | 6,530 | 18709 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | N/A | 1 | 2 | 3 Years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 91.62 | 99.23 |
| Solvency Ratio | -1.03 | 3.25 |
ChatGPT
Claude
Perplexity