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The New India Assurance Personal Accident Policy is a comprehensive plan that provides compensation if the insured suffers death or disability due to an accident. Operating 24/7 worldwide, it offers various coverage options including death, permanent disability, and temporary total disablement. The policy also includes a family package cover, group cover, war risk coverage, and optional add-on covers.
| PLAN DETAILS |
New India Personal Accident Policy |
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Silver Health Plan |
| Product Type | Accident Health Insurance | Senior Citizen Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
3000 | 18400 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Applicable |
| Plan Entry Age | 5 to 70 Years | 46 to 80 Years |
| Plan Premium Entry Age and S/A | 135 | 18709 |
| Plan Waiting Period | N/A | 30 Days |
| Plan Coverage | - | In-patient hospitalisation, Pre and post-hospitalisation, Daycare procedures, Domiciliary treatment, AYUSH treatment coverage |
| Plan Sample Premium | - | 18709 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | N/A | 1 | 2 | 3 Years |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 90.73 | 99.23 |
| Solvency Ratio | 1.91 | 3.25 |
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