Niva Bupa Reassure Plan vs Acko Personal Accident Policy Health Insurance Plan 2026 | PolicyX

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A plan that keeps giving you more.

Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It provides comprehensive coverage up to ₹1 Crore. It covers ambulance charges (both air and road), ensuring you don't have to worry about transportation during emergencies. You can add up to 6 members to this plan. This plan offers a host of benefits with unlimited restoration, meaning that whenever you are hospitalised and some part of your sum insured is used, the plan will restore the full cover amount.

Explore the key features of the Niva Bupa ReAssure Plan below.

PLAN DETAILS

Niva Bupa Reassure Plan

Acko Personal Accident Policy

Product Type Individual and Family Health Insurance Accident Health Insurance
Key Features
(Key features of the plan)
  • Coverage for Modern Treatments
  • Live Healthy Benefit
  • Get Personal Accident Coverage
  • Zero waiting period
  • Accidental death cover
  • No health check-up required
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Not covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Not covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Not covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Not covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not covered
Hospital_network
(Number of Hospital Network in city)
10000 14300
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Not covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable Not covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Applicable Not covered
Plan Entry Age 18 years Minimum 18 years
Plan Premium Entry Age and S/A 10038 1689
Plan Waiting Period 30 Accidental death covered from Day 1
Plan Coverage - Accident plan
Plan Sample Premium 10038 Rs. 2500
Plan Brochure Brochure URL Brochure URL
Policy Term 1 | 2 | 3 Years 1 Year
ICU Charges Covered Not covered
Covid-19 Treatment Covered Not covered
Cataract Covered Not covered
Automatic Restoration Covered Not covered
Ayush Treatment Covered Not covered
Modern Treatment Covered Not covered
E Consultation Not Covered Not covered
Air Ambulance Covered Not covered
Global Coverage Not Covered Not covered
Claim Ratio 94.4 96.31
Solvency Ratio 3.03 2.30
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