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Icici Lombard Max Protect Plan
N/A
VS
Acko Personal Accident Policy
ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classic and Premium with a whopping large sum insured of INR 1 Crore.
The plan offers other benefits like exclusive worldwide coverage, modern-day treatment procedures, reset benefits, multi-year policy discounts and much more. The details of the ICICI Lombard MaxProtect health plan are further mentioned below. Read the article thoroughly and make an informed decision before investing in this plan.
| PLAN DETAILS |
Icici Lombard Max Protect Plan |
Acko Personal Accident Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Accident Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Not covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not covered |
| Hospital_network (Number of Hospital Network in city) |
10600 | 14300 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Not covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not covered |
| Plan Entry Age | 21 - 65 Years | Minimum 18 years |
| Plan Premium Entry Age and S/A | N/A | 1689 |
| Plan Waiting Period | 30 | Accidental death covered from Day 1 |
| Plan Coverage | Individual/ Family Floater | Accident plan |
| Plan Sample Premium | N/A | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1 Year |
| ICU Charges | Covered | Not covered |
| Covid-19 Treatment | Covered | Not covered |
| Cataract | Covered | Not covered |
| Automatic Restoration | Covered | Not covered |
| Ayush Treatment | Covered | Not covered |
| Modern Treatment | Covered | Not covered |
| E Consultation | Covered | Not covered |
| Air Ambulance | Not Covered | Not covered |
| Global Coverage | Not Covered | Not covered |
| Claim Ratio | 97.16 | 96.31 |
| Solvency Ratio | 2.69 | 2.30 |
|
Acko Health Insurance |
||
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