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Tata Aig Accident Shield Policy vs Icicilombard Health Shield 360 Plan

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Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy?

Tata AIG Accident Shield policy is an additional layer of protection for you that offers multiple insurance benefits. These covers include:

  • Accidental death
  • Permanent total disability
  • Permanent partial disability
  • Disappearance of the insured person (in an accident)
  • Child's education aid (in case of accidental death or PTD)

We've discussed more of the eligibility criteria, the specifications of coverage benefits, and exclusions of the Tata AIG Accident Shield plan, etc. Furthermore, read on to know more about this insurance policy or reach out to the health insurance experts of PolicyX.com to get more insights on the same.

Eligibility criteria of Tata AIG Accident Shield Policy

Entry Age 6 Months - 65 Years
Sum Insured NA
Plan Type Accident
Policy Term 1/2/3 Years
Initial Waiting Period 30 Days*
PLAN DETAILS

Tata Aig Accident Shield Policy


Icicilombard Health Shield 360 Plan

Premium Including GST
Product Type Accident Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Lifelong renewability
  • Children’s educational grant
  • 30 days grace period
  • 360° Wellbeing programs
  • High SI options
  • Home healthcare
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
11000 10600
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Available
Plan Entry Age 6 Months - 65 Years 21 to 75 Years
Plan Premium Entry Age and S/A 1200 6,500
Plan Waiting Period NA 30
Plan Coverage - Individual and Family Floater
Plan Sample Premium N/A 6,500
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1 Year
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Covered
Automatic Restoration - Covered
Ayush Treatment - Covered
Modern Treatment - Covered
E Consultation - Covered
Air Ambulance - Covered
Global Coverage - Covered
Claim Ratio - 97.16
Solvency Ratio 1.81 2.69
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