Narayana Arya Health Insurance vs Bajaj General Herizon Care Health Insurance Plan 2026 | PolicyX

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The Narayana Arya Health Insurance plan is a comprehensive health insurance plan offered by Narayana Arya Health Insurance and Narayana One Health. It is designed for individuals and families to get quality healthcare services at affordable prices. The plan offers a wide range of benefits, including coverage for hospital expenses, pre- and post-hospitalisation, day-care procedures, and much more.

With this plan, you will get flexible coverage ranging from Rs 25 Lakh to Rs 1 Crore. Narayana Healthcare is one of the leading medicare brands in India.

PLAN DETAILS

Narayana Arya Health Insurance

Bajaj General Herizon Care

Product Type Individual and Family Health Insurance Individual
Key Features
(Key features of the plan)
  • Comprehensive health policy
  • Cashless hospitalisation
  • Easy claim process
  • Exclusive plan for women
  • Covers prophylactic surgeries
  • Vita Shield and Cradle Care
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered Covered
Hospital_network
(Number of Hospital Network in city)
2400 18400
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Not Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Available Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Available Available
Plan Entry Age 3 months to 65 years Adults: 18 – 80 years, Children: 90 days – 35 years
Plan Premium Entry Age and S/A 14,600 2845
Plan Waiting Period 00 30
Plan Coverage Hospitalisation expenses, surgical procedures, diagnostic services, pre and post-hospitalisation, cashless treatment network Maternity & pregnancy expenses, infertility treatment & assisted reproductive technology, critical illness cover for women-specific diseases, hospitalization & day care procedures, newborn & baby care cover, mental health & emotional wellness support.
Plan Sample Premium 14,600 2845
Plan Brochure Brochure URL Brochure URL
Policy Term 1 year 1/2/3/4/5 years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment - Not Covered
Modern Treatment - Covered
E Consultation Not Covered Covered
Air Ambulance Not Covered Covered
Global Coverage Not Covered Not Covered
Claim Ratio 100 99.23
Solvency Ratio 1.61 3.25

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