Buy Policy in 2 mins
With expert guidance
2 lakh+ Customers
Real-time Reviews
Free Comparison
Easy & Efficient
Google Ratings (2500+)
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
Janta Personal Accident Policy, designed by Liberty Health Insurance, caters to customers in rural India. The Janata Personal Accident Policy offers coverage against accidental death along with features such as:
The policy covers individuals and dependent children from the age of 5 to 18 years. This article provides essential details and features of the Liberty Janta Personal Accident Policy to help you understand the policy better.
| PLAN DETAILS |
Liberty Janta Personal Accident Policy |
Narayana Arya Health Insurance |
| Product Type | Accident Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Not Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Not Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Not Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
6000 | 2400 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Not Covered | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Applicable | Not Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Applicable | Available |
| Plan Entry Age | Minimum: 18 Years, Child: 5 to 18 Years, Maximum: 75 Years | 3 months to 65 years |
| Plan Premium Entry Age and S/A | NA | 14,600 |
| Plan Waiting Period | 30 | 00 |
| Plan Coverage | Accidental death cover, Permanent total disability, Permanent partial disability, Loss of limbs or eyesight | Hospitalisation expenses, surgical procedures, diagnostic services, pre and post-hospitalisation, cashless treatment network |
| Plan Sample Premium | NA | 14,600 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | 1 year |
| ICU Charges | Not Covered | Covered |
| Covid-19 Treatment | Not Covered | Covered |
| Cataract | Not Covered | Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Not Covered | - |
| Modern Treatment | Not Covered | - |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 97.64 | 100 |
| Solvency Ratio | 1.75 | 1.61 |
|
Liberty Health Insurance |
||
ChatGPT
Claude
Perplexity
