Google Ratings (2500+)
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
This plan allows HER to be in HERizon!
Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women. It is the first of its kind health plan which includes comprehensive coverage under three specific verticals: Vita Shield for critical illness, Cradle Care for surrogacy or oocyte donors, and Optional Cover for surgeries and egg freezing methods. This plan also extends coverage for legal expenses related to sexual assault, kidnapping, and acid attacks, a first of its kind in India!
Know more about this plan here.
| PLAN DETAILS |
Bajaj General Herizon Care |
Reassure Plan |
| Product Type | Individual | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Available | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Available | Covered |
| Plan Entry Age | Adults: 18 – 80 years, Children: 90 days – 35 years | Adult - 18 Years, Child - 91 Days |
| Plan Premium Entry Age and S/A | 2845 | 25 Lakh |
| Plan Waiting Period | 30 | 30 days to 36 months |
| Plan Coverage | Maternity & pregnancy expenses, infertility treatment & assisted reproductive technology, critical illness cover for women-specific diseases, hospitalization & day care procedures, newborn & baby care cover, mental health & emotional wellness support. | Hospitalization cover, Critical illness cover, Emergency cover, AYUSH treatment cover |
| Plan Sample Premium | 2845 | Starts from Rs. 8,540 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3/4/5 years | 1 year, 2 years, or 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Not Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 99.23 | 94.4 |
| Solvency Ratio | 3.25 | 3.03 |
|
Niva Bupa ReAssure 3.0 Review | Unlimited Coverage Explained |
||