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New India Cancer Guard Policy by New India Assurance is a health insurance plan that provides a financial cushion for expensive treatments such as Cancer. The New India Cancer Guard Policy can be availed by individuals from the age of 3 months to 65 years.
The plan covers important treatments such as chemotherapy, radiotherapy, Organ Transplant, once-surgery, and more. With a high range of sum insured starting from 5 lakh to 50 lakh New India Cancer Guard Policy is a versatile cancer health insurance plan.
Additional benefits such as cancer care benefit, post-treatment follow-up, second opinion for surgery, and other extensive features of the policy help individuals avail an effective course of treatment for such a major illness.
Along with all of the features mentioned, the New Care Cancer Guard policy offers treatment for over 58-day care procedures, ambulance cover, major discounts, and other benefits.
| PLAN DETAILS |
Cancer Guard Policy |
Reassure Plan |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | - |
| Hospital_network (Number of Hospital Network in city) |
3000 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | - |
| Plan Entry Age | 3 months to 65 Years | Adult - 18 Years, Child - 91 Days |
| Plan Premium Entry Age and S/A | 929 | 25 Lakh |
| Plan Waiting Period | 90 | 30 days to 36 months |
| Plan Coverage | - | Hospitalization cover, Critical illness cover, Emergency cover, AYUSH treatment cover |
| Plan Sample Premium | 929 | Starts from Rs. 8,540 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1,2,3 Years | 1 year, 2 years, or 3 years |
| ICU Charges | Covered | - |
| Covid-19 Treatment | Covered | - |
| Cataract | Covered | - |
| Automatic Restoration | Not Covered | - |
| Ayush Treatment | Covered | - |
| Modern Treatment | Not Covered | - |
| E Consultation | Not Covered | - |
| Air Ambulance | Not Covered | - |
| Global Coverage | Not Covered | - |
| Claim Ratio | 90.73 | 98 |
| Solvency Ratio | 1.91 | 3.03 |
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New India Health Insurance Niva Bupa ReAssure 3.0 Review | Unlimited Coverage Explained |
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