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Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available, ranging between ₹10 Lakhs to ₹2 Crores.
Other features associated with the Care Operation Insurance Policy are:
The Care Operation Insurance Plan is available on an individual and family floater basis. You can cover up to 6 family members under the plan, where the minimum and maximum entry age is 5 and 50 years respectively, on an individual basis.
Explore more details about the Care Operation Insurance Policy below.
| PLAN DETAILS |
Care Operation Insurance Plan |
Reassure Plan |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
11400+ | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Covered |
| Plan Entry Age | 5 to 50 Years | Adult - 18 Years, Child - 91 Days |
| Plan Premium Entry Age and S/A | 546 | 25 Lakh |
| Plan Waiting Period | 90 | 30 days to 36 months |
| Plan Coverage | A strong critical illness focused plan that supplements base health insurance but works best alongside a comprehensive policy. | Hospitalization cover, Critical illness cover, Emergency cover, AYUSH treatment cover |
| Plan Sample Premium | 546 | Starts from Rs. 8,540 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1,2,3 Years | 1 year, 2 years, or 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Covered | Covered |
| Claim Ratio | 97 | 94.4 |
| Solvency Ratio | 1.74 | 3.03 |
|
Niva Bupa ReAssure 3.0 Review | Unlimited Coverage Explained |
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