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Reassure Plan
Starts from . 8,540
VS
Health Alpha Plan
Unlimited
The Niva Bupa ReAssure 3.0 health plan has made it easier than ever to guarantee lifetime protection for you and your family, with a coverage limit of ₹1 crore, complete protection, and extensive innovative features that make health insurance truly limitless. If you are looking for niva bupa health insurance reassure 3.0, this plan offers unlimited coverage and strong long-term protection.
Medical inflation is rising at an annual rate of 12-14% each year. Treatments for serious diseases like cancer, organ transplant, or cardiac surgery can easily cost ₹20-40 lakh. The ICMR recorded that from 26.7 million total cancer cases in the year 2021, they expect the number to climb to 29.8 million by the year 2025. Any health crisis can harm your financial security.
To better prepare you for any possible health crisis, Niva Bupa offers ReAssure 3.0, an improved version of its ReAssure 2.0 plan, Niva Bupa has upgraded its ReAssure plan with new features and stronger benefits. The ReAssure 3.0 Niva Bupa version now offers lifetime protection, has unlimited cover, wellness benefits, and a global treatment option.
ReAssure 3.0 offers four plan variants depending on your coverage needs:
So, if you want to buy a health insurance policy for 6 family members, this plan is for you. Read below to understand the benefits of the plan.
| PLAN DETAILS |
Reassure Plan |
Health Alpha Plan |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | Adult - 18 Years, Child - 91 Days | 18 years |
| Plan Premium Entry Age and S/A | 25 Lakh | 18 years |
| Plan Waiting Period | 30 days to 36 months | 30 |
| Plan Coverage | Hospitalization cover, Critical illness cover, Emergency cover, AYUSH treatment cover | Hospitalisation and medical expenses covered, Pre and post hospitalisation expenses, Day care treatments covered |
| Plan Sample Premium | Starts from Rs. 8,540 | Unlimited |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year, 2 years, or 3 years | 5 years |
| ICU Charges | Covered | Not covered |
| Covid-19 Treatment | Covered | Not covered |
| Cataract | Covered | Not covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Covered | Covered |
| Claim Ratio | 98 | - |
| Solvency Ratio | 3.03 | 2.03 |
|
Niva Bupa ReAssure 3.0 Review | Unlimited Coverage Explained |
||
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