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Star Health Arogya Sanjeevani is a Health Insurance policy that safeguards you and your family from the financial burden and stress during hospitalization. The Arogya Sanjeevani Policy from Star Health provides comprehensive benefits at affordable premium rates.
The Arogya Sanjeevani policy by Star Health has been developed to cater to the needs of those looking for complete coverage at an affordable price. With medical costs constantly rising for decades and expected to keep increasing, purchasing the Arogya Sanjeevani Insurance Policy from Star Health can help the insured stay financially secure in the face of medical emergencies.
The Arogya Sanjeevani Policy from Star Health is an indemnity-based health insurance policy that offers coverage up to Rs. 10 lakh on an individual and floater basis for in-patient hospitalization expenses, daycare treatments/procedures, COVID-19 treatment, AYUSH treatment, and more. This policy allows you to opt for a family floater plan that covers self, spouse, and dependent children between 3 months and 25 years. Additionally, you can buy this plan for parents and parents-in-law.
| PLAN DETAILS |
Star Arogya Sanjeevini Plan |
Reassure Plan |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Applicable | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Applicable | Covered |
| Plan Entry Age | 18 years to 65 Years | Adult - 18 Years, Child - 91 Days |
| Plan Premium Entry Age and S/A | 4170 | 25 Lakh |
| Plan Waiting Period | 30 | 30 days to 36 months |
| Plan Coverage | - | Hospitalization cover, Critical illness cover, Emergency cover, AYUSH treatment cover |
| Plan Sample Premium | - | Starts from Rs. 8,540 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | 1 year, 2 years, or 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Not Coverage | Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 99.06 | 94.4 |
| Solvency Ratio | 2.21 | 3.03 |
|
Star Health Insurance Plan Detailed Review Niva Bupa ReAssure 3.0 Review | Unlimited Coverage Explained |
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