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The Activ Health Platinum Premiere plan is a variant of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergencies and encourages you to maintain holistic health. It offers exclusive benefits like HealthReturns™, organ donor expenses, a second opinion for listed critical illnesses, physiotherapy after hospitalization for speedy recovery, a chronic issues management program, coverage for treatment against COVID-19, and much more.
The Super Reload benefit of this plan allows you to get continued coverage for your health and wellness needs if the sum insured is not enough to cover medical expenses. The Aditya Birla Activ Health Platinum Premiere policy has a lot more to offer; read further to know more.
| PLAN DETAILS |
Activ Health Platinum Premiere |
Reassure Plan |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | 5 years | Adult - 18 Years, Child - 91 Days |
| Plan Premium Entry Age and S/A | 31,145 | 25 Lakh |
| Plan Waiting Period | 30 | 30 days to 36 months |
| Plan Coverage | - | Hospitalization cover, Critical illness cover, Emergency cover, AYUSH treatment cover |
| Plan Sample Premium | 31,145 | Starts from Rs. 8,540 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 years | 1 year, 2 years, or 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Covered | Covered |
| Claim Ratio | 96 | 94.4 |
| Solvency Ratio | 1.88 | 3.03 |
|
Niva Bupa ReAssure 3.0 Review | Unlimited Coverage Explained |
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