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Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, ensuring you are worry-free. Reliance Critical Illness insurance offers comprehensive benefits, safeguarding the future of the insured individual from multiple serious critical illnesses. Life is uncertain, and critical illnesses can strike unexpectedly. It is crucial to safeguard oneself against such possibilities. Reliance Critical Illness Insurance is a unique plan that covers 10 critical illnesses.
Reliance Critical Illness Insurance is a smart choice from a leading health insurance company in India. Reliance Critical Illness Insurance is affordable, offering a wide range of sum insured options that can be adjusted to your needs. There are more than 8,600 network hospitals. Reliance's critical illness insurance policy categorizes critical illnesses into two types: life-threatening and life-disabling, offering adequate coverage for both.
| PLAN DETAILS |
Critical Illness Insurance Policy |
Care Group Health Insurance |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Not Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Not Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Not Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
9100 | 11400+ |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Not Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Not Available |
| Plan Entry Age | 18 to 65 Years | Flexible eligibility |
| Plan Premium Entry Age and S/A | 1369 | NA |
| Plan Waiting Period | 30 | Coverage from day 1 |
| Plan Coverage | Individual | Group Health |
| Plan Sample Premium | 1369 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 Years | 1 Year |
| ICU Charges | Not Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Not Covered | Covered |
| Automatic Restoration | Not Covered | Not Available |
| Ayush Treatment | Not Covered | Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 87.50 | 97 |
| Solvency Ratio | 2.35 | 1.74 |