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Future Health Suraksha Plan
3383
VS
Care Group Health Insurance
The Future Health Suraksha Plan is a health insurance policy that helps cover hospitalization and treatment costs without putting too much pressure on your savings. It includes expenses like hospital stay, daycare procedures, ambulance charges, and treatment for illnesses or accidents.
The plan also covers pre and post hospitalization costs and offers benefits like health check-ups and cashless treatment at network hospitals. You can choose from different variants based on your budget and coverage needs.
It is a good option for families looking for affordable and basic health coverage, but the final benefits depend on the plan variant you select.
| PLAN DETAILS |
Future Health Suraksha Plan |
Care Group Health Insurance |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 11400+ |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Available |
| Plan Entry Age | Child: 90 days - 25 years, Adult: 18 - 70 years | Flexible eligibility |
| Plan Premium Entry Age and S/A | 3383 | NA |
| Plan Waiting Period | 30 | Coverage from day 1 |
| Plan Coverage | Hospitalization expenses, pre post expenses, daycare treatments, organ donor expenses, AYUSH treatment, ambulance cover | Group Health |
| Plan Sample Premium | 3383 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 Years | 1 Year |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Available |
| Ayush Treatment | Not covered | Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 95.5 | 97 |
| Solvency Ratio | 1.96 | 1.74 |
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