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Future Health Suraksha Plan
3383
VS
Complete Healthcare Policy
NA
Protect your family's health affordably with the Future Health Suraksha policy.
It has become normal to get hospitalised due to an accidental injury or an illness that has caused you severe pain. Apart from the physical pain, when it breaks our pocket's limit we go crazy. The reason? Expensive medical treatment and hospitalization expenses are breaking all the inflation records.
Future Health Suraksha is here to cover all of your daycare procedure expenses, major operations, ambulance charges, health check-ups (as specified), in-patient and out-patient treatment, accidental hospitalization bills, and so on.
The benefits are endless, and we haven't yet discussed it comprehensively. But you need not worry, as we've mentioned all the important aspects of this policy from eligibility criteria to specifications, and exclusions. Read further to know more about the same.
| PLAN DETAILS |
Future Health Suraksha Plan |
Complete Healthcare Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 4000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | Child: 90 days - 25 years, Adult: 18 - 70 years | Minimum 18 years, Maximum 75 years |
| Plan Premium Entry Age and S/A | 3383 | 8,700 |
| Plan Waiting Period | 30 | 30 days* |
| Plan Coverage | - | Individual and Family floater coverage |
| Plan Sample Premium | 3383 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 Years | 1, 2, 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Not covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 95.5 | 91.58 |
| Solvency Ratio | 1.96 | 1.97 |
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