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The Bajaj General Health Infinity Plan is a unique health insurance plan designed to offer policyholders an unlimited sum insured, protecting individuals and family members from unforeseen medical circumstances. This plan provides comprehensive benefits at competitive premiums.
The eligibility criteria state that the minimum entry age for the proposer is 18 years and the maximum entry age is 65 years. It is available for Indian nationals only, and the policy can be purchased for 1, 2, or 3 years.
The Bajaj General Health Infinity Plan offers several benefits, including coverage for daycare procedures, in-patient hospitalization, pre and post-hospitalization expenses, and road ambulance expenses. An added benefit is that there is no requirement for pre-policy medical tests up to 45 years of age.
| PLAN DETAILS |
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Bajaj Health Infinity Plan |
Complete Healthcare Policy |
| Product Type | Individual | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 4000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Aplicable | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Applicable | Covered |
| Plan Entry Age | 18 to 65 Years | Minimum 18 years, Maximum 75 years |
| Plan Premium Entry Age and S/A | 13200 | 8,700 |
| Plan Waiting Period | 30 Days | 30 days* |
| Plan Coverage | In-patient hospitalization, pre and post-hospitalization, day care procedures, ambulance expenses | Individual and Family floater coverage |
| Plan Sample Premium | 13200 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1| 2 | 3 Years | 1, 2, 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Not Covered | Covered |
| Modern Treatment | Not Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 99.23 | 91.58 |
| Solvency Ratio | 3.25 | 1.97 |
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