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Bajaj Health Infinity Plan vs Star Top Up Plan

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Know More About Plans

Bajaj General Health Infinity Plan is a unique health insurance plan. Bajaj General Health Infinity Plan has been designed to give policyholders unlimited sum insured and protect individuals and family members from unforeseen circumstances. Health-Infinity Plan offers you and your family comprehensive benefits at competitive premiums.

The eligibility criteria state that the minimum entry age for the proposer is 18 years and the maximum entry age for them is 65 years. It is available for Indian nationals only, the policy can be purchased for 1 year, 2 years, or 3 years.

Bajaj General Health Infinity Plan offers several benefits to the insured, including coverage for daycare procedures, in-patient hospitalization, pre and post-hospitalization expenses, road ambulance expenses, etc. An added benefit to this plan is that there is no requirement for pre-policy medical tests up to 45 years of age.

PLAN DETAILS

Bajaj Health Infinity Plan


Star Top Up Plan

Premium Including GST
Product Type Individual Top Up and Super Top Up
Key Features
(Key features of the plan)
  • Comprehensive Health Plan
  • Lifetime Renewability
  • Quick Claim Process
  • High Sum Insured
  • Recharge Benefit
  • Wellness Benefit
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
18400 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Aplicable -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable -
Plan Entry Age 18 to 65 Years Minimum: 91 Days to Maximum: 65 Years
Plan Premium Entry Age and S/A 13200 -
Plan Waiting Period 30 Days 30
Plan Coverage In-patient hospitalization, pre & post hospitalization, day care procedures, ambulance expenses -
Plan Sample Premium 13200 -
Plan Brochure Brochure URL Brochure URL
Policy Term 1| 2 | 3 Years 1/2/3 Years
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment Not Covered -
Modern Treatment Not Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 99.23 99.06
Solvency Ratio 3.25 2.21
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