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Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with Type 1 and Type 2 diabetes. The plan also covers complications and other illnesses that arise due to diabetes. The plan is offered in two variants:
Star Diabetes Safe Insurance Policy is offered on an individual and family floater basis. Anyone between the ages of 18 to 65 years can avail the benefits of this policy. Star Health Diabetes Safe Health Insurance Plan integrates multiple benefits to provide the best medical care to diabetes patients, such as automatic restoration of sum insured, personal accident cover, outpatient expenses, ambulance cover, dialysis expenses, and more. The plan offers sum insured options between INR 3 Lakhs to 10 Lakhs. Star Health Diabetes Safe Health Insurance Plan provides a lifelong renewability feature; however, changing the plan variant is not allowed, even at the time of renewals.
| PLAN DETAILS |
Star Diabetes Safe Insurance Policy |
Care Group Health Insurance |
| Product Type | Critical Illness Health Insurance | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | 11400+ |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Applicable | Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Applicable | Not Available |
| Plan Entry Age | 18-65 Years | Flexible eligibility |
| Plan Premium Entry Age and S/A | 14142 | NA |
| Plan Waiting Period | 30 | Coverage from day 1 |
| Plan Coverage | - | Group Health |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1 Year |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Not Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Available |
| Ayush Treatment | Not Covered | Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 99.06 | 97 |
| Solvency Ratio | 2.21 | 1.74 |
|
Star Health Insurance Plan Detailed Review |
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