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Royal Sundaram Family Plus Plan vs Super Saver Plan

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Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family.

It's obvious that healthcare facilitation has become expensive these days, no wonder it'll touch the sky further. Resultantly, you must buy health insurance plan that extensively covers all the members of your family not only your legally wedded spouse, children, or parents but your in-laws, maternal and paternal extended family including 19 members with a combination plan. Additionally, if you're planning to secure your child's future health needs, or starting a new life with a newborn, having this plan will enhance the joyous experience of your life with its maternity and newborn covers.

Here, you can buy the Royal Sundaram Family Plus plan as a combination of Individual SI + Floater SI which will cover all the family members exclusively as a whole of the sum insured on a shared basis.

This article has everything that you need to know about the Royal Sundaram Family Plus plan, read further to learn more.

PLAN DETAILS

Royal Sundaram Family Plus Plan


Super Saver Plan

Premium Including GST
Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Emergency domestic evacuation
  • Maternity cover benefits
  • Health & wellness benefits
  • 80% premium discount
  • Family coverage
  • Maternity coverage
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
10000 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age 18 Years to No Upper Limit 18 to 70 years
Plan Premium Entry Age and S/A N/A NA
Plan Waiting Period 30 30 Days*
Plan Coverage - Individual and Family floater
Plan Sample Premium N/A 5607
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1 year
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Not Covered Covered
E Consultation Not Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 96.17 95.5
Solvency Ratio 2.20 1.96
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