Extra Care Plus Plan vs Aditya Birla Activ One Max Plan Health Insurance Plan 2026 | PolicyX

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Bajaj General Extra Care Plus is a super top-up plan launched by Bajaj General that covers all your medical expenses. It is a versatile plan that protects you against rising medical costs.

Bajaj Extra Care Plus acts as an additional cover to your existing health insurance policy, providing wider health protection for you and your family. It takes care of additional expenses in case of higher costs due to illness or accidents. With rising inflation, health insurance coverage may not always be adequate, and buying a large base insurance coverage might not be affordable. Extra Care Plus by Bajaj General is the perfect fit for wider health insurance coverage to manage increasing healthcare expenses.

Bajaj General Extra Care Plus offers a wide range of sum insured options from INR 3 Lakh to INR 50 Lakh with aggregate deductible options. Policyholders can provide coverage for themselves along with their family members under Bajaj Extra Care Plus.

PLAN DETAILS

Extra Care Plus Plan

Aditya Birla Activ One Max Plan

Product Type Top Up and Super Top Up Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Bajaj General Super Top-Up
  • Avail High Sum Insured
  • Entry Age Up To 80 Years
  • Covers extended family
  • HealthReturn benefits
  • 6X benefits by 6th year
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
18400 12900
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Applicable Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Applicable Covered
Plan Entry Age 91 Days to 80 Years 18 years to no limit
Plan Premium Entry Age and S/A 3,720 8,828
Plan Waiting Period 30 Days 30
Plan Coverage In-patient hospitalization expenses, pre & post hospitalization (60/90 days), day care procedures, organ donor & AYUSH treatments, maternity & ambulance cover In-patient hospitalization, pre & post hospitalization, day care procedures, modern treatments (robotic surgery, etc.), AYUSH treatments, home healthcare & domiciliary treatment
Plan Sample Premium 3,720 ₹6,177
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 Years 1, 2, 3 years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Not Covered Covered
Ayush Treatment Not Covered Covered
Modern Treatment Covered Covered
E Consultation Not Covered Covered
Air Ambulance Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 99.23 96
Solvency Ratio 3.25 1.88
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