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Aditya Birla Arogya Sanjeevani
5,630
VS
Aditya Birla Activ One Max Plan
₹6,177
Aditya Birla Activ One is a comprehensive health insurance plan that offers wide medical coverage along with wellness benefits. It covers hospitalization expenses, including pre and post medical costs, day care treatments, home healthcare, and modern procedures.
The plan stands out with features like HealthReturns™ rewards, Super Credit (increasing sum insured), and unlimited reload, helping enhance coverage over time.
Overall, it is suited for individuals and families looking for strong health protection within an affordable health insurance policy that has added long-term value through wellness-linked benefits.
This page provides all related to the Aditya Birla Arogya Sanjeevani Policy, read further to know more about the same.
| PLAN DETAILS |
Aditya Birla Arogya Sanjeevani |
Aditya Birla Activ One Max Plan |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 12900 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | Min- 3 months, Max- 65 years | 18 years to no limit |
| Plan Premium Entry Age and S/A | 5,630 | 8,828 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | In-patient hospitalization, pre & post hospitalization expenses (up to 90/180 days), day care treatments | In-patient hospitalization, pre & post hospitalization, day care procedures, modern treatments (robotic surgery, etc.), AYUSH treatments, home healthcare & domiciliary treatment |
| Plan Sample Premium | 5,630 | ₹6,177 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | 1, 2, 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not Covered | Covered |
| E Consultation | Not covered | Covered |
| Air Ambulance | Not covered | Not Covered |
| Global Coverage | Not covered | Not Covered |
| Claim Ratio | 96 | 96 |
| Solvency Ratio | 1.88 | 1.88 |
|
Aditya Birla Activ One Max | Unlimited Health Cover & Premium Rewards! |
||
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