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Bajaj General Extra Care Plus is a super top-up plan launched by Bajaj General that covers all your medical expenses. It is a versatile plan that protects you against rising medical costs.
Bajaj Extra Care Plus acts as an additional cover to your existing health insurance policy, providing wider health protection for you and your family. It takes care of additional expenses in case of higher costs due to illness or accidents. With rising inflation, health insurance coverage may not always be adequate, and buying a large base insurance coverage might not be affordable. Extra Care Plus by Bajaj General is the perfect fit for wider health insurance coverage to manage increasing healthcare expenses.
Bajaj General Extra Care Plus offers a wide range of sum insured options from INR 3 Lakh to INR 50 Lakh with aggregate deductible options. Policyholders can provide coverage for themselves along with their family members under Bajaj Extra Care Plus.
| PLAN DETAILS |
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Extra Care Plus Plan |
Health Edge Policy |
| Product Type | Top Up and Super Top Up | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Applicable | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Applicable | Covered |
| Plan Entry Age | 91 Days to 80 Years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | 3,720 | 6305 |
| Plan Waiting Period | 30 Days | 30 |
| Plan Coverage | In-patient hospitalization expenses, pre & post hospitalization (60/90 days), day care procedures, organ donor & AYUSH treatments, maternity & ambulance cover | Individual/Family Floater |
| Plan Sample Premium | 3,720 | 6305 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 Years | 1/2/3 year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Not Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 99.23 | - |
| Solvency Ratio | 3.25 | 2.03 |
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