Health Care Supreme Plan vs National Corona Kavach Policy Health Insurance Plan 2026 | PolicyX

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Health Care Supreme is a comprehensive health plan offered by Bajaj General Health Insurance. It provides lifetime coverage for medical expenses incurred on treatment and offers a wide range of benefits, covering maximum expenses related to illnesses and accidents. Bajaj General Health Care Supreme offers individual, floater, and group policy coverage types, protecting against various medical issues. Bajaj General is known for delivering products equipped with innovative solutions and technical expertise. Health Care Supreme is available in three variants: Vital, Smart, and Ultimo. The sum insured ranges from Rs. 5 Lakh to Rs. 50 Lakh, depending on the variant chosen.

PLAN DETAILS

Health Care Supreme Plan

National Corona Kavach Policy

Product Type Individual and Family Health Insurance COVID-19 Specific Health Insurance
Key Features
(Key features of the plan)
  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy
  • Corona Kavach features and benefits
  • Eligibility requirements
  • Buying process of the plan
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
18400 3200
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Applicable Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Applicable Not Covered
Plan Entry Age 18 Years to Lifetime Min- Day 1, Max- 64 years
Plan Premium Entry Age and S/A 6,000 4000
Plan Waiting Period 90 Days 30
Plan Coverage Hospitalization expenses, pre & post hospitalization, day care procedures, ambulance (road & air), OPD & organ donor expenses, maternity & newborn cover In-patient COVID hospitalization expenses, Pre & post hospitalization expenses, AYUSH treatment coverage, Ambulance and ICU expenses
Plan Sample Premium 6,000 4000
Plan Brochure Brochure URL Brochure URL
Policy Term 1 | 2 | 3 Years 105 days, 195 days and 285 days
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Not Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Not Covered
E Consultation Not Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 99.23 91.31
Solvency Ratio 3.25 -0.67
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