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Global Health Care vs National Corona Kavach Policy

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The Bajaj General Global Health Care plan protects you from significant healthcare expenses. With evolving health complications, it's crucial to have a suitable health insurance policy.

Whether you're on a work trip abroad, traveling for leisure, or residing outside India, the Bajaj General Global Health Care plan has you covered. It includes in-patient and out-patient hospitalizations, daycare procedures, modern treatment cover, ambulance charges, and preventive health check-ups.

Learn more about the Bajaj General Global Health Care Plan, including its eligibility criteria, benefits, specifications, and exclusions, by reading further.

PLAN DETAILS

Global Health Care


National Corona Kavach Policy

Premium Including GST
Product Type Individual COVID-19 Specific Health Insurance
Key Features
(Key features of the plan)
  • International medical cover
  • Daily cash benefit
  • Mental health treatment
  • Corona Kavach features and benefits
  • Eligibility requirements
  • Buying process of the plan
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
18400 3200
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age Child: 3 months - 30 years Adult: 18 - 65 years Min- Day 1, Max- 64 years
Plan Premium Entry Age and S/A 52,356 4000
Plan Waiting Period 30 30
Plan Coverage In-patient hospitalization worldwide, pre & post-hospitalization expenses, daycare procedures, air & road ambulance, mental health & rehabilitation treatments. In-patient COVID hospitalization expenses, Pre & post hospitalization expenses, AYUSH treatment coverage, Ambulance and ICU expenses
Plan Sample Premium 52,356 4000
Plan Brochure Brochure URL Brochure URL
Policy Term 1 year 105 days, 195 days and 285 days
ICU Charges Covered Covered
Covid-19 Treatment Not covered Covered
Cataract Not covered Not Covered
Automatic Restoration Not covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Not Covered
E Consultation Not Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Covered Not Covered
Claim Ratio 99.23 91.31
Solvency Ratio 3.25 -0.67
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