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SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its policyholders. The plan includes benefits such as in-patient hospitalization, pre and post-hospitalization expenses, ICU expenses, daycare treatment, and coverage for up to 12 advanced treatments like Deep Brain Stimulation, Balloon Sinuplasty, Oral Chemotherapy, and Intra Vitreal Injections.
Continue reading to learn more about the plan.
| PLAN DETAILS |
Sbi General Arogya Sanjeevani Plan |
National Corona Kavach Policy |
| Product Type | Individual and Family Health Insurance | COVID-19 Specific Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
6000 | 3200 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | 18 years to 65 Years | Min- Day 1, Max- 64 years |
| Plan Premium Entry Age and S/A | 4004 | 4000 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | Individual/Family Floater | In-patient COVID hospitalization expenses, Pre & post hospitalization expenses, AYUSH treatment coverage, Ambulance and ICU expenses |
| Plan Sample Premium | 4004 | 4000 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | 105 days, 195 days and 285 days |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | - | 91.31 |
| Solvency Ratio | 2.03 | -0.67 |
|
SBI Arogya Sanjeevani Policy | SBI Best Health Plan 2025 | SBI Insurance plans National Health Insurance |
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