VS
The Tata AIG Medicare Premier is a comprehensive health insurance plan offering advanced healthcare features. Available on an individual and family floater basis, the plan provides access to premium medical care with over 8,000 network hospitals for cashless hospitalisation across India.
It covers parents and parents-in-law above 65 years of age, as well as dependent children as young as 91 days old.
Sum insured options range from ₹5 Lakh to ₹3 Crore, ensuring adequate sum insured. Policy terms are available for 1, 2, or 3 years, with the benefit of lifetime renewability.
To encourage a healthy lifestyle, Tata AIG Medicare Premier includes a wellness program. Policyholders can earn wellness rewards by downloading the Tata AIG app from the Google Play Store and Apple Store.
The Tata AIG Medicare Premier is popular for its extensive coverage, which includes features such as:
| PLAN DETAILS |
Tata Aig Medicare Premier Plan |
Global Health Care |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
11000 | 18400 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Covered |
| Plan Entry Age | 91 days to 65 years | Child: 3 months - 30 years Adult: 18 - 65 years |
| Plan Premium Entry Age and S/A | 5430 | 52,356 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | In-patient hospitalization worldwide, pre & post-hospitalization expenses, daycare procedures, air & road ambulance, mental health & rehabilitation treatments. |
| Plan Sample Premium | 5430 | 52,356 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 Years | 1 year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Not covered |
| Cataract | Covered | Not covered |
| Automatic Restoration | Covered | Not covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not Covered | Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Covered | Covered |
| Claim Ratio | - | 99.23 |
| Solvency Ratio | 1.81 | 3.25 |