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Global Health Care
52,356
VS
Individual Mediclaim Policy
2,933
Bajaj General Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to get covered with a suitable health insurance policy.
Whether you're on a work trip abroad, going out for a venture or residing outside of India, Bajaj General Overseas health insurance plan has got your back. From in-patient and out-patient hospitalizations, daycare procedures, modern treatment cover, and ambulance charges, to preventive health check-ups, you get it all with this policy.
What are the facts about the Bajaj General Global Health Care Plan? Read further to learn other aspects of this health plan like eligibility criteria, benefits, specifications, and exclusions.
| PLAN DETAILS |
Global Health Care |
Individual Mediclaim Policy |
| Premium Including GST | ||
| Product Type | Individual | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 4000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | Child: 3 months - 30 years, Adult: 18 - 65 years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | 52,356 | 2,933 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | In-patient hospitalization worldwide, pre & post hospitalization expenses, day care procedures, air & road ambulance, mental health & rehabilitation treatments | - |
| Plan Sample Premium | 52,356 | 2,933 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | 1 Year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Not covered | Covered |
| Cataract | Not covered | Covered |
| Automatic Restoration | Not covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 99.23 | 91.62 |
| Solvency Ratio | 3.25 | -1.03 |
|
Oriental Health Insurance |
||
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