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The Bajaj General Global Health Care plan protects you from significant healthcare expenses. With evolving health complications, it's crucial to have a suitable health insurance policy.
Whether you're on a work trip abroad, traveling for leisure, or residing outside India, the Bajaj General Global Health Care plan has you covered. It includes in-patient and out-patient hospitalizations, daycare procedures, modern treatment cover, ambulance charges, and preventive health check-ups.
Learn more about the Bajaj General Global Health Care Plan, including its eligibility criteria, benefits, specifications, and exclusions, by reading further.
| PLAN DETAILS |
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Global Health Care |
Young Star Insurance Policy |
| Product Type | Individual | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | Child: 3 months - 30 years Adult: 18 - 65 years | 18 Years to 40 Years |
| Plan Premium Entry Age and S/A | 52,356 | 6463 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | In-patient hospitalization worldwide, pre & post-hospitalization expenses, daycare procedures, air & road ambulance, mental health & rehabilitation treatments. | - |
| Plan Sample Premium | 52,356 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | upto 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Not covered | Covered |
| Cataract | Not covered | Not Covered |
| Automatic Restoration | Not covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 99.23 | 99.06 |
| Solvency Ratio | 3.25 | 2.21 |
|
Star Health Insurance Plan Detailed Review |
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