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The Young Star Insurance Policy is tailor-made for individuals up to 40 years of age. This plan is available on an individual and family floater basis, with two variants: the Young Star Silver Plan and the Young Star Gold Plan.
The Young Star Insurance Policy covers medical expenses, Road Traffic Accidents (RTA), and offers several benefits such as incentive-oriented wellness programs, annual health checkups, daily hospital allowance, and renewal discounts.
The Star Health Insurance Young Star Plan provides comprehensive coverage with affordable premiums. Policyholders can easily renew their policy due to the guaranteed lifelong renewal feature. You can choose between the Gold Plan and Silver Plan based on your needs. The Young Star Insurance Policy also offers flexible premium payment options: monthly, quarterly, half-yearly, annually, biennially (once every two years), or triennially (once every three years).
| PLAN DETAILS |
Young Star Insurance Policy |
Ultimate Care |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | 11400+ |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Available |
| Plan Entry Age | 18 Years to 40 Years | Minimum: Child - 91 days; Adult - 18 years. Maximum: Child - 24 years, Adult - Lifelong |
| Plan Premium Entry Age and S/A | 6463 | 6491 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Hospitalization expenses, Pre and post-hospitalization expenses, Daycare treatments, AYUSH treatment cover, Organ donor cover, Ambulance cover |
| Plan Sample Premium | - | 6491 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | upto 3 years | 1, 2, 3, 4, 5 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Not Covered | Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Not Covered | Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 99.06 | 97 |
| Solvency Ratio | 2.21 | 1.74 |
|
Star Health Insurance Plan Detailed Review Ultimate CARE Health Insurance Review 2025 | Care Health New Plan 2025 | Care Health Insurance |
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