Tata Aig Criti Medicare Plan vs Young Star Insurance Policy Health Insurance Plan 2026

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Tata AIG Criti MediCare is a specialized health insurance plan offering financial protection and continuous coverage for critical illnesses. It covers up to 100 critical illnesses, provides a Cancer-360 indemnity cover, and includes a hospital cash benefi

PLAN DETAILS

Tata Aig Criti Medicare Plan

Young Star Insurance Policy

Product Type	Critical Illness Health Insurance	Individual and Family Health Insurance
Key Features (Key features of the plan)	Covers 100 critical illnesses Cancer-360 indemnity cover Hospital cash benefit	No capping on room rent No pre-acceptance checkup required Pay premium in installments
OPD Details (In some policies, OPD (Out patient department) expenses are also covered.)	-	Not Covered
Room Rent (A limit of room rent cover during hospitalization if any)	-	Covered
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home)	-	Not Covered
Pre-hospitalization (Expenses before the insured is hospitalized)	-	Covered
Post-hospitalization (Expenses after discharge from the hospital)	-	Covered
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)	-	Covered
Hospital_network (Number of Hospital Network in city)	11000	14000
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants)	-	Not Covered
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc)	-	Covered
Ambulance Charges (Expenses incurred on ambulance charges)	-	Covered
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.)	-	Covered
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period)	-	Covered
Health Checkup (An added benefit of one time full health checkup of policy holder.)	-	Covered
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract)	-	Covered
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)	-	Covered
Plan Entry Age	91 days - 65 years	18 Years to 40 Years
Plan Waiting Period	30	30
Plan Coverage	-	The plan covers hospitalisation, pre-hospitalisation and post-hospitalisation expenses, day-care procedures, ambulance charges, AYUSH treatment and other listed medical expenses. Coverage depends on the selected variant and policy terms.
Plan Sample Premium	1965.2	Starting from Rs. 4,000 per month
Plan Brochure	Brochure URL	Brochure URL
Policy Term	1, 2, 3 years	upto 3 years
ICU Charges	-	Covered
Covid-19 Treatment	-	Covered
Cataract	-	Not Covered
Automatic Restoration	-	Covered
Ayush Treatment	-	Covered
Modern Treatment	-	Covered
E Consultation	-	Covered
Air Ambulance	-	Not Covered
Global Coverage	-	Not Covered
Claim Ratio	-	99.06
Solvency Ratio	1.81	2.21
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