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Icici Lombard Health Booster Policy vs Tata Aig Criti Medicare Plan

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Know More About Plans

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a shield as it covers the expense exceeding your current health insurance coverage. The policy covers flexible deductible choice, lifetime renewability, and policy period options with no age restrictions. The plan offers many benefits that make this plan robust and versatile. Let us explore this plan in this article.

Eligibility Table For ICICI Lombard Health Booster Policy

Eligibility Criteria Details
Minimum Age 6 Years
Maximum Age No maximum age limit
Child Covegae Children aged 3 months to 5 years can be insured under a floater plan only.
Policy Period Options 1 year, 2 years, or 3 years
Lifetime Renewability Yes, the policy can be renewed for a lifetime.
Pre -Policy Medical Checkup No medical test is required for individuals below 46 years of age with a sum insured of up to 10 lakh
Deductible Options 3 lakh, 4 lakh, 5 lakh
Co-Pay(Above 60 yeras) 20% of the admissible claim amount above the deductible.
Initial Waiting Period 30 Days

Read more specifications in the brochure.

PLAN DETAILS

Icici Lombard Health Booster Policy


Tata Aig Criti Medicare Plan

Premium Including GST
Product Type Top Up and Super Top Up Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Reset Benefit
  • Top-up Plan
  • Lifetime Renewability
  • Covers 100 critical illnesses
  • Cancer-360 indemnity cover
  • Hospital cash benefit
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
10600 11000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age Min- 6 years , Max- No Limit 91 days - 65 years
Plan Premium Entry Age and S/A 1,514 1965.2
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium NA 1965.2
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 Year 1, 2, 3 years
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio 97.16 -
Solvency Ratio 2.69 1.81

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