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ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a shield, covering expenses exceeding your current health insurance coverage. It offers flexible deductible choices, lifetime renewability, and various policy period options with no age restrictions. This plan offers numerous benefits, making it robust and versatile. Let's explore them in detail.
| Eligibility Criteria | Details |
| Minimum Age | 6 Years |
| Maximum Age | No maximum age limit |
| Child Coverage | Children aged 3 months to 5 years can be insured under a floater plan only. |
| Policy Period Options | 1 year, 2 years, or 3 years |
| Lifetime Renewability | Yes, the policy can be renewed for a lifetime. |
| Pre-Policy Medical Checkup | No medical test is required for individuals below 46 years of age with a sum insured up to ₹10 lakh. |
| Deductible Options | ₹3 lakh, ₹4 lakh, ₹5 lakh |
| Co-Pay (Above 60 years) | 20% of the admissible claim amount above the deductible. |
| Initial Waiting Period | 30 Days |
Read more specifications in the brochure.
| PLAN DETAILS |
Icici Lombard Health Booster Policy |
Aditya Birla Activ Secure Critical Illness Plan |
| Product Type | Top Up and Super Top Up | Critical Illness Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
10600 | 12900 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Applicable | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Applicable | Covered |
| Plan Entry Age | Min- 6 years , Max- No Limit | Min- 5 years, Max- 65 years |
| Plan Premium Entry Age and S/A | 1,514 | 5,463 |
| Plan Waiting Period | 30 | 90-180 Days |
| Plan Coverage | Hospitalisation expenses, pre and post-hospitalisation expenses, daycare treatments, AYUSH treatment, domiciliary hospitalisation, donor expenses, ambulance charges. | In-patient hospitalization expenses, pre & post hospitalization (90/180 days), day care treatments, domiciliary & home healthcare, mental illness & modern treatments |
| Plan Sample Premium | 1,514 | 5,463 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 Year | 1 / 2 / 3 year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 97.16 | 96 |
| Solvency Ratio | 2.69 | 1.88 |
|
Aditya Birla Health Insurance |
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