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Icici Lombard Health Booster Policy vs Max Bupa Health Recharge Plan

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Know More About Plans

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a shield as it covers the expense exceeding your current health insurance coverage. The policy covers flexible deductible choice, lifetime renewability, and policy period options with no age restrictions. The plan offers many benefits that make this plan robust and versatile. Let us explore this plan in this article.

Eligibility Table For ICICI Lombard Health Booster Policy

Eligibility Criteria Details
Minimum Age 6 Years
Maximum Age No maximum age limit
Child Covegae Children aged 3 months to 5 years can be insured under a floater plan only.
Policy Period Options 1 year, 2 years, or 3 years
Lifetime Renewability Yes, the policy can be renewed for a lifetime.
Pre -Policy Medical Checkup No medical test is required for individuals below 46 years of age with a sum insured of up to 10 lakh
Deductible Options 3 lakh, 4 lakh, 5 lakh
Co-Pay(Above 60 yeras) 20% of the admissible claim amount above the deductible.
Initial Waiting Period 30 Days

Read more specifications in the brochure.

PLAN DETAILS

Icici Lombard Health Booster Policy


Max Bupa Health Recharge Plan

Premium Including GST
Product Type Top Up and Super Top Up Top Up and Super Top Up
Key Features
(Key features of the plan)
  • Reset Benefit
  • Top-up Plan
  • Lifetime Renewability
  • Get covered for HIV/AIDS
  • Loyalty addition of 5% on SI
  • Discounts on pharmacy and diagnostic services
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Not Covered
Hospital_network
(Number of Hospital Network in city)
10600 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Not Covered
Plan Entry Age Min- 6 years , Max- No Limit 91 days to 65 years
Plan Premium Entry Age and S/A 1,514 3762
Plan Waiting Period 30 90 days
Plan Coverage - -
Plan Sample Premium NA 3762
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 Year 2 years
ICU Charges - Covered
Covid-19 Treatment - Covered
Cataract - Not Covered
Automatic Restoration - Not Covered
Ayush Treatment - Covered
Modern Treatment - Covered
E Consultation - Covered
Air Ambulance - Not Covered
Global Coverage - Not Covered
Claim Ratio 97.16 98
Solvency Ratio 2.69 3.03
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