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Max Bupa Health Recharge Plan
3762
VS
Health Premia Plan
16436
Go an extra mile for the health of your family with Niva Bupa Health Recharge
Niva Bupa Health Recharge (formerly Max Bupa Health Recharge) is a pocket-friendly Super Top-up plan that offers additional coverage if your existing health plan gets exhausted. The plan allows you to cover yourself, your spouse, and up to 4 dependent children. It also provides coverage for mental disorder treatments and gives you the option to choose critical illness and personal accident coverage.
Niva Bupa Health Recharge pays for medical expenses only after the insured has exhausted all deductible limits. Explore more about the plan in the sections below.
| PLAN DETAILS |
Max Bupa Health Recharge Plan |
Health Premia Plan |
| Premium Including GST | ||
| Product Type | Top Up and Super Top Up | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Not Covered |
| Plan Entry Age | 91 days to 65 years | 18 - 65 Years |
| Plan Premium Entry Age and S/A | 3762 | 16436 |
| Plan Waiting Period | 90 days | 30 |
| Plan Coverage | - | Inpatient hospitalization expenses, pre and post-hospitalization cover, daycare treatments, ambulance charges, AYUSH treatment cover, organ donor expenses, maternity and newborn cover, and optional global emergency treatment coverage. |
| Plan Sample Premium | 3762 | 16436 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 2 years | 1 & 2 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Not Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Not Covered | Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 98 | 98 |
| Solvency Ratio | 3.03 | 3.03 |
|
Niva Bupa Health Insurance Plan Detailed Review Niva Bupa Health Insurance Plan Detailed Review |
||
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