No Spam
No
mis-selling
No pushy
sales
Health Premia Plan
16436
VS
Niva Bupa Senior First Plan
NA
Health Premia is a health insurance plan that covers hospitalisation expenses along with key medical needs like pre and post treatment costs, day care procedures, and emergency care. It also offers higher sum insured options and added benefits like restoration of cover and global treatment support, making it suitable for both individual and family protection.
| PLAN DETAILS |
Health Premia Plan |
Niva Bupa Senior First Plan |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Senior Citizen Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Not Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10000 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Covered |
| Plan Entry Age | 18 - 65 Years | Min- 61 years, Max- 75 years |
| Plan Premium Entry Age and S/A | 16436 | 16,986 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | Inpatient hospitalization expenses, pre and post hospitalization cover, day care treatments, ambulance charges, AYUSH treatment cover, organ donor expenses, maternity and newborn cover, and optional global emergency treatment coverage. | - |
| Plan Sample Premium | 16436 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 & 2 years | 1/2/3 Years |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 98 | 98 |
| Solvency Ratio | 3.03 | 3.03 |
|
Niva Bupa Health Insurance Plan Detailed Review Niva Bupa Health Insurance Plan Detailed Review |
||
Consult for Personalized Insurance Advice
Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.
You May Also Know About
ChatGPT
Claude
Perplexity
