Bajaj General Criti Care Plan vs Star Senior Citizen Plan Health Insurance Plan 2026 | PolicyX

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Get maximum care and an additional layer of protection against critical illness worries. The Bajaj General Criti Care health insurance policy provides base coverage for over 43 critical illnesses, divided into 5 major categories, including:

  • Cardiovascular care
  • Kidney care
  • Cancer care
  • Sensory organ care
  • Transplant care

The diseases covered by this policy include cancer, heart transplant, kidney failure, stroke, brain surgery, bone marrow transplant, and others.

Additionally, review the eligibility criteria, specifications, and exclusions of the Bajaj General Criti Care policy.

PLAN DETAILS

Bajaj General Criti Care Plan

Star Senior Citizen Plan

Product Type Critical Illness Health Insurance Senior Citizen Health Insurance
Key Features
(Key features of the plan)
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available
  • No medical examinations
  • High sum insured
  • Daycare procedures
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
18400 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age 18 - 65 years 60 Years to 75 Years
Plan Premium Entry Age and S/A 3200 45134
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium NA -
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1 / 2 / 3 year
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio 99.23 99.06
Solvency Ratio 3.25 2.21
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