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Star Senior Citizen Plan
VS
Star Top Up Plan
Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium. If you have just entered the second innings of life, this can be an excellent option for you. Star Health insurance for senior citizens can come to your aid during a medical emergency. Ideally, you should invest in a Star Senior Citizens health plan as early as possible so that your senior citizen parents can avail health benefits in the later stage of life.
Star Senior Citizen health insurance plans are specially designed to cover people aged over 60 years. Available on an individual or family floater basis, these plans offer utmost protection to elderly people in their old age.
| PLAN DETAILS |
Star Senior Citizen Plan |
Star Top Up Plan |
| Premium Including GST | ||
| Product Type | Senior Citizen Health Insurance | Top Up and Super Top Up |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | - |
| Hospital_network (Number of Hospital Network in city) |
14000 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | - |
| Plan Entry Age | 60 Years to 75 Years | Minimum: 91 Days to Maximum: 65 Years |
| Plan Premium Entry Age and S/A | 45134 | - |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 / 2 / 3 year | 1/2/3 Years |
| ICU Charges | - | - |
| Covid-19 Treatment | - | - |
| Cataract | - | - |
| Automatic Restoration | - | - |
| Ayush Treatment | - | - |
| Modern Treatment | - | - |
| E Consultation | - | - |
| Air Ambulance | - | - |
| Global Coverage | - | - |
| Claim Ratio | 99.06 | 99.06 |
| Solvency Ratio | 2.21 | 2.21 |
|
Star Health Insurance Plan Detailed Review Star Health Insurance Plan Detailed Review |
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