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Global Health Secure Plan vs Star Senior Citizen Plan

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When you have access to everything global, why should your healthcare be any different?

To cater to your global healthcare services requirements, the Aditya Birla Global Health Secure plan is always ready to outperform. You might have questions about its coverage benefits, worry not!

Check here the key highlights:

  • Treatment covers for 16 major illnesses
  • Cashless hospitalisation across a global network hospitals
  • International travel and accommodation expenses cover
  • Organ donor cover
  • Visa documentation guidance

Additionally FYI, this global health insurance plan is available only for those who already have a domestic health insurance indemnity policy (mandatory in India), the sum insured of which should be INR 10 Lakhs or more than that. There’s no age limit for renewing the policy, meaning you can renew your policy after every completed policy tenure. It will help you maintain your health while wandering globally or outside India and save you from unwanted financial strain.

This plan page discusses the further aspects of Aditya Birla Global Health Secure policy including eligibility criteria, benefits, exclusions, and so on. To know more, scroll below!

PLAN DETAILS

Global Health Secure Plan


Star Senior Citizen Plan

Premium Including GST
Product Type Individual Senior Citizen Health Insurance
Key Features
(Key features of the plan)
  • 16 major illness cover
  • International second e-opinion
  • Worldwide cashless treatment
  • No medical examinations
  • High sum insured
  • Daycare procedures
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
12900 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered -
Plan Entry Age Child: 91 days - 5 years, Adult: 18 - 65 years 60 Years to 75 Years
Plan Premium Entry Age and S/A 8,479 45134
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium NA -
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 years 1 / 2 / 3 year
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Not Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 96 99.06
Solvency Ratio 1.88 2.21
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