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Adtiya Activ Fit Plan vs Kotak Group Accident Protect Health Plan

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Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but also encourages and rewards you for staying fit and active during your policy term. Aditya Birla Activ Fit Plan offers a plethora of health benefits and features to the insured individuals such as:

  • Health Returns
  • Good Health Discount
  • Maternity Expense Benefit
  • Daily Cash Benefit
  • Day Care Treatments
  • Home Treatment and more

The policy tenure is for 1, 2, and 3 years and is available as an individual and family floater plan. The minimum entry age for the Aditya Birla Activ Fit plan is 18 years for adults and 91 days for dependent children. Whereas, the maximum entry age is 45 years and 25 years for adults and dependent children, respectively. The plan offers a 10% no-claim bonus for each claim-free year, up to a maximum of 100% of your sum insured. Aditya Birla Activ Fit is available in two plan variants along with various optional coverages, value-added benefits as well as multiple discounts for families, long-term policies, and more. To understand more about the details of Aditya Birla Activ Fit plan, read the article in detail.

PLAN DETAILS

Adtiya Activ Fit Plan


Kotak Group Accident Protect Health Plan

Premium Including GST
Product Type Individual and Family Health Insurance Individual
Key Features
(Key features of the plan)
  • Health Rewards
  • Avail Multiple Discounts
  • Optional Covers Available
  • AD PTD & PPD Covers
  • Children’s Education Grant
  • Lifestyle Modification Cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
12900 22600
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered -
Plan Entry Age Min- 91 days, Max- 45 years 5 years to 65 Years
Plan Premium Entry Age and S/A INR 6,863 Not Available
Plan Waiting Period 30 days NA
Plan Coverage In-patient hospitalization, pre & post hospitalization expenses, day care treatments, home & domiciliary treatment, AYUSH & modern treatments Individual
Plan Sample Premium INR 6,863 NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1,2,3 Years
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 96 96.4
Solvency Ratio 1.88 5.73
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