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Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but also encourages and rewards you for staying fit and active during your policy term. Aditya Birla Activ Fit Plan offers a plethora of health benefits and features to insured individuals, such as:
The policy tenure is 1, 2, or 3 years and is available as an individual or family floater plan. The minimum entry age for the Aditya Birla Activ Fit plan is 18 years for adults and 91 days for dependent children. The maximum entry age is 45 years for adults and 25 years for dependent children. The plan offers a 10% no-claim bonus for each claim-free year, up to a maximum of 100% of your sum insured. Aditya Birla Activ Fit is available in two plan variants along with various optional coverages, value-added benefits, and multiple discounts for families, long-term policies, and more. For more details about the Aditya Birla Activ Fit plan, refer to the complete article.
| PLAN DETAILS |
Adtiya Activ Fit Plan |
Health Alpha Plan |
| Product Type | Individual and Family Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Covered |
| Plan Entry Age | Min- 91 days, Max- 45 years | 18 years |
| Plan Premium Entry Age and S/A | INR 6,863 | 18 years |
| Plan Waiting Period | 30 days | 30 |
| Plan Coverage | In-patient hospitalization, pre & post hospitalization expenses, day care treatments, home & domiciliary treatment, AYUSH & modern treatments | Hospitalization and medical expenses covered, Pre and post hospitalization expenses, Day care treatments covered |
| Plan Sample Premium | INR 6,863 | Unlimited |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 5 years |
| ICU Charges | Covered | Not covered |
| Covid-19 Treatment | Covered | Not covered |
| Cataract | Covered | Not covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Not Covered | Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 96 | - |
| Solvency Ratio | 1.88 | 2.03 |
|
Aditya Birla Health Insurance |
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